GEICO Review

The Government Employees Insurance Company or GEICO is an auto insurance company headquartered in Maryland. Here, we will discuss GEICO’s pros and cons as an insurance company to help you decide.


When looking to purchase insurance, it’s automatic to identify the features and main selling points. These will help you make an informed decision on your purchase.

Auto Insurance Discounts

Affordability and discounts make GEICO stand out in the auto insurance industry. Some of the discounts you can get are for anti-lock brakes, airbag, anti-theft system, a new vehicle, seat belt use, defensive driving, five-year-accident-free good driver discount, and many more. If you have more than one vehicle to insure with GEICO, you also get additional discounts.

Furthermore, you also get a discount for being in the military service or Reserves or being an active or retired federal employee.

Rideshare Insurance

If you drive for Uber, Lyft, and other ride-hailing services, GEICO is an ideal choice. With the GEICO Rideshare Policy, you can get the coverage that you need. Furthermore, you can avail yourself of hybrid insurance that gives you both personal and ridesharing protection for your car.

24-Hour Roadside Assistance

GEICO’s reputation in roadside assistance is unmatched. With the GEICO Mobile App, you can easily call for help whenever you get a dead battery, a flat tire, or any roadside problems.

Long-Standing Reputation

GEICO has been in the insurance industry for over 70 years now. Although it doesn’t automatically make GEICO the best insurance company, you can confidently bet that it will deliver the service you paid for. With millions of clients over the years, you can be sure you’re making a deal with a reliable company.

Other Insurance

GEICO is mainly an auto insurance company. However, they also offer property insurance such as ones for homeowners, renters, mobile home, and flood. Moreover, they also offer business insurance such as commercial auto, medical malpractice, professional and general liability, etc


Whether you’re looking to get insurance for a car, motorcycle, or a property or business, it’s crucial to look into an insurance company’s weaknesses. As with any type of insurance, there will be areas of strength, as well as areas to improve on.

GAP Insurance Is Unavailable

Guaranteed Asset Protection or GAP insurance is a type of insurance that protects your vehicle if you’ve taken out a car loan or credit. This added policy is not available with GEICO. 

Average Customer Satisfaction

Based on customers’ reviews and satisfaction surveys, the customer satisfaction rate for GEICO is about average. It means that it performs as well as other insurance companies, more or less. However, if you’re looking for a top-notch, luxury service, it might not deliver on that.


Overall, GEICO is an ideal auto insurance for those who are mainly concerned about the price. GEICO offers one of the lowest insurance costs compared to other insurance companies. However, their services remain satisfactory despite their affordability. This is promising if you’re looking for car insurance that works but doesn’t break the bank.

Primerica Review

Primerica is a multi-level marketing or MLM company that provides insurance and financial services in the United States. In this review, we will take a look at some of the good and bad points of this company; and whether or not you should consider their services.


Here are some of the main selling points of this insurance company.

Primerica Has Been in the Business for Over 40 Years

When it comes to insurance companies, one of the things you should look into is their reliability and performance. Primerica has an advantage on this front as they have been in the insurance business for over four decades. That surely brings them credibility.

Lower Costs Compared to Other Companies

Currently, there are plenty of insurance companies in the market. Thus, you should be looking for the one that charges you with the least amount of fees. Primerica sets reasonable prices for most of their insurance and financial products.

Good Term Life Insurance Offer

Term life insurance or pure life insurance aims to provide coverage for the death of a person within a specified period of time. Thus, if you’re a 30-year-old and you get a 10-year term, the insurance company will pay out to your beneficiary if you die between the age of 30 and 40.

This is provided that your policy isn’t expired and you’re keeping up with the premium payments. If you are on the hunt for a term life insurance, Primerica offers sound term life insurance products.

Reliable Customer Service

When you purchase a product or service, you’re expecting responsive customer service in case you have queries or problems. Primerica has a reputation of being reliable when it comes to customer service.


Every business or company has some shortcomings, which may be seen as weaknesses in its business model. Primerica is no exception. Following are some of the areas they should improve on in terms of their business and the way they handle customers.

Multi-Level Marketing Model

The multi-level marketing business model isn’t inherently evil in itself. There are plenty of good and successful companies in this segment. However, for some people, businesses using this model are less credible. This is because the employees rely heavily on recruitment. However, as a customer or a client, this could actually be an advantage in some cases.

Only Term Life Insurance Available

Term life insurance is certainly a good investment. However, if you’re looking for a whole life or some other insurance product, Primerica is not the place for you. Primerica currently only offers term life insurance. Overall, Primerica is a good-performing insurance and financial services company. You should check them out if you’re looking to get term life insurance or other similar financial products. However, as with any deal with a company, make sure to check the terms and conditions laid out to you before signing up.y